Honest John is working as a GAP Insurance introducer for ALA IB Limited trading as ALA Insurance Brokers, who is Authorised and Regulated by The Financial Conduct Authority. FCA Firm Reference No 571109. Registered in England, number 06833207. Registered office: ALA IB Limited, Unit 3, Park Farm Courtyard, Easthorpe, Malton, YO17 6QX
ALA Excess Protection covers both the voluntary and compulsory excess charged by your comprehensive insurer for any claim made. Cover is available for 1 year to cover 1 claim for an excess up to £750. Prices start at just £45.00. Cover can be repurchased once the policy has been used.
This product can be bought independently without the need for an ALA GAP Insurance policy. Please note that this policy covers your comprehensive insurance excess for any claim made. You also, in the event of a write off, are covered by your GAP policy for up to £250 of your comprehensive insurance excess, which this Excess policy will supplement if needed.
Eligibility for cover with a Excess Insurance/Protection Policy is shown below:
ALA Car Hire Excess Protection covers the excess if your hire car is damaged during the rental agreement. The excess charged by car rental companies can be anywhere between £500 and £2,000 per vehicle, so paying a small premium now could save you a large amount of money later.
Car hire companies often charge very high prices for their Excess Waiver or Collision Damage Waiver – the equivalent policy cost from ALA (which includes your standard excess cover) starts from just 24p per day!
We can provide you with cover if your vehicle:
You must also be a permanent UK resident with current and valid UK or full European driving licence.
The policy will end:
Whichever comes first.